Our Comprehensive Car Insurance automatically insures most legal modifications and accessories that are permanently fitted to cars (i.e. tinted windows, sound systems etc). You don't need to let us know/list these specifically on your policy. Exclusions are listed when you get a quote.
Car Insurance
Choose from our two levels of straightforward, easy to understand car insurance – Comprehensive or Third Party cover.
Bingle continues to be recognised for great value car insurance
Bingle has won the Canstar award for Car Insurance – Outstanding Value Australia again. That’s 5 years in a row!
Types of Bingle Car Insurance products
At Bingle, we offer two kinds of car insurance – Comprehensive and Third Party.
Comprehensive Car Insurance
You’re covered for accidental loss or damage to your car caused by things like collision, theft, malicious damage, fire and hail.
Third Party Car Insurance
You’re covered for accidental damage caused by the use of your car to someone else’s car or property, but not to your own car.
Compare car insurance
Compare what’s covered under Comprehensive Car Insurance and Third Party Car Insurance to help you choose the cover that fits your needs and your budget.
What’s included with my insurance? |
Comprehensive |
Third Party |
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Damage to your car, up to market value |
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Damage to other people’s cars and property, in the event of an accident |
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$20m legal liability insurance |
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Damage to your car caused by nature, e.g. fire, flood and hail. |
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Towing and storage |
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Accessories and modifications |
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Lifetime guarantee on authorised repairs |
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Car theft and malicious damage |
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Optional extras |
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Unlimited windscreen and window glass cover |
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New for old This is available on cars less than 3 years old. For full inclusions and exclusions on optional extras, please refer to the PDS. |
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This table is just a summary. See the Product Disclosure Statement for full details of terms, conditions, limits and exclusions. The Target Market Determination is also available.
Why choose Bingle?
At Bingle we make car insurance simple
Here for you at claim time
Make a claim online 24/7. Simply register and log in to pay your excess, view up-to-date repair tracking and upload documents or photos.
Help at your fingertips
Bingle My Account allows you to make changes to your policy, so you can change your contact details, update your policy if you get a new car, and more.
Need to make a claim?
With Bingle, making a claim is simple. Step-by-step, as easy as 1-2-3.
Award winning
Bingle has been awarded the Canstar award for Outstanding Value Car Insurance every year from 2020 to 2024.
Optional extras for Bingle Comprehensive Car Insurance
Windscreen and Window Glass Cover
Optional extra cover for your windscreen and windows means we will repair or replace your damaged windscreen and window glass without asking you to pay an excess – including your sunroof if you’ve got one.
Note this excess free claim only applies when your claim is limited to insured events where your windscreen or window glass is the only damage you’re claiming.
For full inclusions and exclusions on optional extras, please refer to the PDS.
Keep Mobile
Optional Keep Mobile cover means that while your car is out of action because of an incident covered by your policy, we’ll provide you with a hire car that is a similar make or model to your car (in our opinion) so that you can feel right at home.
For full inclusions and exclusions on optional extras, please refer to the PDS.
New for Old Car Replacement
That brand new car feel is great isn't it? With optional New for Old cover if your car is determined a total loss by us, we'll replace it with a brand new car of the same make and model (where available).
So you can still enjoy a sweet new ride. (Available for cars less than 3 years old at the start of your latest period of cover)
For full inclusions and exclusions on optional extras, please refer to the PDS.
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Frequently Asked Questions
Comprehensive Car Insurance covers you for accidental damage or loss of your car as well as damage to someone else's vehicle or property up to $20 million.
Third Party Insurance covers you for accidental damage that the use of your car causes to someone else’s property or car. You are not covered for any damage to your own car or for injuries to other people.
Bingle will insure your car for its market value. Your car includes keys and accessories or modifications permanently fitted to your car. Read the PDS or start a quote to see exclusions.
Market value means the amount that the market would pay for the car. It includes many factors such as your car's:
- make
- model
- age
- general condition, and
- kilometres travelled.
We may use recognised industry publications to help us calculate the market value.
Market value excludes costs of rego, Compulsory Third Party insurance and any stamp duty, transfer fees, dealer warranty costs and dealer delivery.
Depending on the age of your car and your policy cover, you may be able to use our New for Old option.
Comprehensive Car Insurance is our highest level of cover and not only responds to your liability for the accidental damage your car causes to someone else’s property or car, but also accidental loss or damage to your car.
If you only want to be covered for accidental damage to someone else's car or property, then Third Party Property cover may be for you.
Although Third Party Property insurance does not cover damage to your car, it may save you having to pay potentially expensive repair bills to someone else's car or property.
Still got questions?
To find answers to your questions, read all FAQs, go to our Help Centre, or click on Buddy, our online virtual assistant in the little green box at the bottom right corner of every page.
Get a Bingle Car Insurance quote today!
Bingle is Australian
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Car Insurance Reviews
Accessories and modifications
Our Comprehensive Car Insurance automatically insures most legal modifications and accessories that are permanently fitted to cars (i.e. tinted windows, sound systems etc). You don't need to let us know/list these specifically on your policy. Exclusions are listed when you get a quote.
Hire Car
If we can't provide you with a hire car from one of our providers within a reasonable distance from your location, we will pay you up to $50 a day (including GST) to help you make your own travel arrangements. See PDS for more details.
New for old
This is available on cars less than 3 years old. For full inclusions and exclusions on optional extras, please refer to the PDS.
